Final Expense Leads are very important to any insurance agency that deals with insurance. Getting these leads are very vital to your business as they can make the difference between success and failure to your business. This is where you need to take a look at lead generation systems online and the companies that will provide those services to you so that you can contact and reach the people that need this type of insurance. So how would you go about finding the right one for you and your agencies needs? There are many different ways to go about a search to get the most for your money and time.
These are simply small face value whole life insurance polices. They have been developed so that they are easy for older people to apply for. The cash value of these policies will rang from $2,500 – $25,000. Many people choose to purchase about $8,000 to $10,000 worth of coverage.
Final Expense Fund – open care final expense insurance is a basic single need purchase. Shopping for final expense is the simplest single need life insurance purchase that you will ever make. Determine the amount that you want for burial expense and go shopping for it online.
Your work as a sales agent becomes much easier when dealing with low-income households. Work the smart way. With proper planning you don’t have to knock every door, make cold calls and leave flyers to prospects every time you search for a fresh sign up. Smart agents never rush and give the required clients to their clients. For better results do your homework and make some changes to your approach tactics.
Direct Mail Responder leads have been widely used in the final expense market for a very long time and the people who buy final expense market receive these mail cards on a regular basis. Every agent and his brother mail these cards to this market and saturate it every day. With the average direct mail response rate being about 1 1/2 percent it makes it difficult to get a good return on your money. Let’s do the math. Let’s say you spend $350 per 1,000 pieces of direct mail sent out, that means at a 1 1/2 percent response rate, you will get approximately 15 responder leads back. That means you are spending at a minimum of $23 per lead.
There are age limits to policies, and you will have to check with different insurers. But I have seen companies that will accept some applicants up to age 85. These type of senior burial policies are usually intended for people over 50, though of course younger people can find whole life insurance policies.
Option 2 is ultimatley the best pick. You can still have the funeral and burial don ethe way you want it at the funeral home of your choice. The cost will be the same but with Final Expense Life Insurance you will just make small regular payments while you are alive. This could save you thousands of $$ in the event of an untimely death.
The loss of my Parents, and my aging has taught me the importance of NOT putting off protecting my health, and life until it’s to late! I’ve protected myself, and my family, and I hope my article convinces you too also! Trust me when I say, the small monthly insurance premium expense is far worth the protection, and peace of mind!